We're currently sitting at 28.3% progress toward our goal of financial freedom. At 5 and 4 years in the "real world" under our belts for me and Mr. B respectively, I'm content with our progress. Not thrilled, because there are things I wish I had done differently. Not disappointed, because I've gotten my financial act together fairly quickly.
The path to 28.3% hasn't always been easy, or even obvious for that matter. Of course, you begin by spending less than you earn and saving the remainder. Then, at least in my case, you start hearing common rules of thumb and striving to achieve those. 10% for retirement, 30% for wants, 30% for needs, and so on and so forth. Finally, over the past year and half since Mr. B and I have combined finances, our objective has been to save as much as possible in order to reach financial freedom as quickly as possible. If you're curious, we're currently saving at least 61.1% of our combined gross salaries.
How did we become such a well-oiled savings machine? Well, we've made a lot of changes in our lives over the past year and a half. Some were easy, and even enjoyable. Others are things that me and Mr. B did not see eye-to-eye on initially and were the cause of some heated debates. And a few have our close friends and family questioning our sanity...
So, with that, the following is a list of topics I plan to discuss over the next couple weeks. These have been the highlights of our path to financial freedom thus far.
-Renting
-Sharing a Car
-Sharing a Phone
-Enjoying Inexpensive Hobbies
-Eating at Home
-Exercising at Home
-Using Our Library Card
-Working Side Hustles
-Delaying Gratification
-Dominating Conventional Savings Advice
-Tracking EVERYTHING
-Ignoring the Haters
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